Sunday, March 27, 2011

Insurance for Mental Patients

If you are a health insurance policyholders of private insurance companies, do not be surprised if someday you come to me for treatment, your insurance company will not bear the medical expenses are passed over onto you. Until now, this is most insurance companies bear the burden of medical costs of patients seeing a psychiatrist.

Apparently this is related to the condition of mental illness known as Chronic Relapsing Disease is a condition of chronic pain and often relapse. Some metabolic diseases and congenital diseases are also not included in the mortgage insurance company health. Maybe for an insurance company, the conditions are not favorable psychiatric illness.

Actually, a psychiatric disorder at the time of this millennium is a medical disorder that is often experienced. An internal medicine physician colleagues says that nearly 50% of patients who came for a treatment for gastric disorders (stomach) to him is actually caused by stress. So we actually can not be glued to make a dichotomy that mental disorders are always associated with schizophrenia or severe mental patients are often referred to by laymen as the patient crazy. No health sports course, healthy definition of the WHO also said that a healthy body and soul.

WHO predicts that even by 2020 Depression will become non-infectious disease is most prevalent. Even developed countries like America has lost trillions of dollars every year due to depression both directly and indirectly effect. But unfortunately many people still feel scared and embarrassed when should consult a psychiatrist.

No wonder indeed that condition, even the treatment of patients who come to me because it just psychosomatic conditions are often asked "Doc, will I get this mental disorder?" Lha've definitely got a mental disorder, but not a mental disorder as it is called crazy. Readers know that insomnia or trouble sleeping alone was included psychiatric disorders according to diagnostic manuals from WHO.

Back to the insurance problems that do not want to pay the claims of patients who went to the doctor the soul alias psychiatrist, I think this is a stigmatized for mental patients. Imagine what's actually different mental disorders with other medical disorders. The development of psychiatry, especially in developed countries has been very good. Mental illness is seen as a brain disease, is not the abnormalities in brain structure as in patients with stroke or brain tumor, but rather the condition of the nervous system and endocrine hormone primarily in the brain and all body systems. Even today Depression is mentioned as a disease of the body system is not just the brain.

One more thing as a psychiatrist who used to deal with mental health problems in general medical patients, such as head trauma, brain tumors, stroke, diabetes meliitus and other common medical disorders associated with patients who are covered by insurance sometimes make patients and doctors hassles. Once I consulted patients who do not want to eat the drug and no motivation to get well because he refused all treatment. When counseled the patient better and can finally go home with good condition. Not long afterwards came the letter from the insurance where the patient becomes a client, it seems like the slanting insurers ask why patients consulted and whether the patient is a patient's mental disorder. Because if so then the insurance claim will not be paid. Even the company doctor says whether the patient suffered psychosomatic disorders. And know the truth about what it was psychosomatic course I'm sure they do not tahu.Bisa you imagine how the stigma of mental illness was so thick. Moreover, if the patient actually was not consulted, the patient will stay longer in hospitals and insurers also are the losers pay so much for something that actually can be handled with mengkonsulkan patient to a psychiatrist.

We expect this condition will be changed so that there is no discrimination against mental patients, regardless of type of disorder.

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