Sunday, March 27, 2011

The Importance of Travel Insurance

As is known, when traveling, our bodies tend to be more susceptible to disease. This can happen because during the trip, our immune system tends to weaken due to lack of rest, lack of nutrient intake from the food we eat on the trip as well as differences in air temperature at the destination. Under these conditions, the various kinds of diseases can easily infect our bodies.

When our bodies become ill, then most likely going to cancel travel plans, or at least were not adjusted. Most of us, when traveling to foreign countries always have to prepare everything in advance. Already bought plane tickets, so with the inn. Now, with the rise of low-fare airlines, often in one of the requirements, we are not allowed to change the date of the flight for any reason. So, when we fall ill on the journey that resulted in the trip must be changed, our plane tickets already purchased are often so scorched because unused. As a result, we have to buy a new ticket. Well, unfortunately, if we buy tickets international flights a sudden, prices tend to be expensive at all. However, because there is no choice anymore, then we should buy it. Without coverage of travel insurance, travel insurance or travel insurance, we alone will bear the losses resulting from the cost of purchasing new airline tickets.

Another thing, which is still associated with the disease attacks abroad. If we get sick (can be caused by any cause) and must be hospitalized in a local hospital, you can imagine how much we should spend the cost for treatment. Moreover, the cost of hospital care abroad can be sure much more expensive than most hospitals in asia. So, who would bear those costs if we are not covered by insurance?

With a travel schedule disruptions caused by things above, other effects that must be considered is all inns we have a message, may be affected as well. Often, the biggest loss we experience when we would be traveling with a timetable to move cities / countries with a relatively short deadline in each city / country. For example, in a trip we are planning to visit 8 cities for 10 days. Now, while still serving the route day 4, we get sick so could not continue the journey to the city / country. Time-day journey that 6 days would result in significant losses that we must bear.

Usually, if we cancel the inn we have a message in advance of a sudden, there are two possible consequences that we must accept, namely: cost of lodging that we pay will be refunded with a high compensation costs, or even the worst, all our payments for lodging a charred alias no refund in any form. While on the other hand, we need to order a new inn until it was time we returned to their homeland. Without travel insurance, all that will be borne by us.

Another possibility is often the case in a way is, of flight delays that occur outside the schedule fixed by any cause. Well, if by chance we crowded travel schedule within 1 day where there is a possibility we must continue the journey to change planes several times, a delay could cause us to miss the next plane. If the airlines that we use for flight overalls came from the same company, there is a possibility we will be flown to the next plane. The problem is, when the canal plane that we use comes from a different airline. Financially disadvantage in this regard we must bear its own because we have to buy a new ticket, or even the worst, while waiting for the next departing plane, we had to rent hotel rooms to stay.

Whoa, it's things like this that often makes a journey to be 'called' ya ...

Which is often my own experience when traveling are, baggage delivery delays caused by faulty delivery. It sounds funny, but this often happens. Ever on the way to Perth (Western Australia) from Bali, my luggage was delayed for 4 days. The baggage was sent to me .... Tokyo, Japan! As a result, during these 4 days I have to buy clothes and toiletries new. Without travel insurance, of course, all fees must be my own responsibility.

There are many other benefits to be gained by equipping ourselves travel insurance when traveling. Compared with the risk that could happen to us when berperjalanan, the cost of travel insurance policy can be said is relatively cheap (prices start policy U $ 4 only!).

In fact, it is said .... one of the benefits of 'unwritten' that we do not often think of is: If we are planning to visit countries that require citizens of Asian countries to apply for a visa before departure (such as USA, Canada, Australia, Japan, Korea, Europe, etc.) , turned out by the embassies of the countries concerned, when we filed an application for a visa to include travel insurance policy, it is probable that our visa application will be approved. This is caused because of the embassy, ​​we considered a serious candidate and professional travelers so they do not hesitate to issue a visa to go to his country for us.

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