Confused Choosing Auto Insurance?

Many people do not know the importance of insuring the vehicle. Given the motor or car theft increase, also prone to accidents when driving.

Insurance companies generally quite a lot in Indonesia, you can choose according to your convenience. I want to share information about general insurance, especially for your personal vehicle.

There are several terms in the motor vehicle insurance you should know the definitions and benefits:
If you want your vehicle insured with various risk of accidents, then you should choose the coverage Allrisk.

The risk borne by insurers when you take allrisk coverage are:
a. hit by another vehicle anywhere
b. crashed into another vehicle or other object anywhere
c. scratched street singers
d. either stolen vehicle or stolen in part as the rearview mirror or other accessories are standard. If you are non-standard accessories, it should come insured.

Each report claims there Own Risk to be paid for $ 200,000 per occurrence. The purpose of this own risk, for any of your responsibilities in driving.

For some theft cases such as mirrors and other accessories you have to make a letter stating the police report the incident really open theft embezzlement.

And if your vehicle is lost also filed a police report if your vehicle is not stolen and embezzled a letter to be signed Units. This process is a bit long about a month to two months. And if within 3 months of unsuccessful vehicle is found, then the auransi transfer money at the time the vehicle is lost or the amount of coverage, whichever is smaller. To lose his vehicle Own Risk usually 5% of the value to be paid the insurance.

Usually almost every insurer is not willing to accept Allrisk Motor for coverage, because the risk is too great.